美國銀行Bank of America
-
Credit Card 特色服務: 長期活動:
美國銀行(BankofAmerica,NYSE:BAC,東證1部:8648),以資産計是美國第一大商業銀行;2006年,根據《福布斯》2000年,是世界第三大公司。該行的建立可以追溯到1784年的馬薩諸塞州銀行,是美國第二曆史悠久的銀行。
2002年8月,美國第一大銀行美國美洲銀行(Bank-America Corporation ,全稱是美洲國民信托儲蓄銀行,簡稱美洲銀行)将其在中國大陸注冊的中文名美國美洲銀行正式更改為美國 美國銀行
銀行。從此該行在全球統一使用這一中文名。同時,該行的法律地位及其英文名字保持不變。美國銀行解釋其原因時稱,美國銀行1981年在北京開設第一個代表處時,由于當時擔心公衆可能會誤認美國銀行為美國中央銀行,因此使用了美國美洲銀行這一中文名字。現在改回美國銀行不再會有歧義。
Bank of America Corporation (NYSE: BAC) is a financial services company, the largest bank holding company in the United States, by assets, and the second largest bank by market capitalization. Bank of America serves clients in more than 150 countries and has a relationship with 99% of the U.S. Fortune 500 companies and 83% of the Fortune Global 500. The company is a member of the Federal Deposit Insurance Corporation (FDIC) and a component of both the S&P 500 Index and the Dow Jones Industrial Average.
As of 2010, Bank of America is the 5th largest company in the United States by total revenue, as well as the second largest non-oil company in the U.S. (after Wal-Mart). In 2010, Forbes listed Bank of America as the 3rd "best" large company in the world.
The bank's 2008 acquisition of Merrill Lynch made Bank of America the world's largest wealth manager and a major player in the investment banking industry.
The company holds 12.2% of all U.S. deposits, as of August 2009, and is one of the Big Four banks of the United States, along with Citigroup, JPMorgan Chase and Wells Fargo—its main competitors
Bank of America's history dates to 1904, when Amadeo Giannini founded the Bank of Italy in San Francisco to cater to immigrants who were denied service from other banks.[24][25] Amadeo was raised by the Fava/Stanghellini family when his father was shot while trying to collect on a $10.00 debt.[citation needed] When the 1906 San Francisco earthquake struck, Giannini was able to get all deposits out of the bank building and away from the fires. Because San Francisco's banks were in smoldering ruins and unable to open their vaults, Giannini was able to use the rescued funds to start lending within a few days of the disaster. From a makeshift desk of a few planks over two barrels, he loaned money to anyone who was willing to rebuild. Later in life, he took great pride that all of these loans were repaid.
In 1922, Giannini established Bank of America and Italy[26] in Italy by buying Banca dell'Italia Meridionale,[27] itself only established in 1918.[28][29]
On March 7, 1927, Giannini consolidated his Bank of Italy (101 branches) with the newly formed Liberty Bank of America (175 branches). The result was the Bank of Italy National Trust & Savings Association with capital of $30,000,000, and resources of $115,000,000.
In 1928, A. P. Giannini merged with Bank of America, Los Angeles and consolidated it with his other bank holdings to create what would become the largest banking institution in the country. He renamed his Bank of Italy November 3, 1930, calling it Bank of America. The merger was completed in early 1929 and took the name Bank of America. The combined company was headed by Giannini with Orra E. Monnette serving as co-Chair.